Understand where your money goes, build a budget that fits your life and set up a savings system you can actually keep. Six steps, with concrete actions in every chapter.
Your money comes in, then goes out: rent, transport, food, bills, family, going out, surprises… and at the end there's often much less left than you would have imagined. Without really knowing where it went.
Earning more doesn't guarantee you'll save more. When income goes up, lifestyle follows. So it's not just a question of how much you earn. It's a question of what you do with what you earn.
This guide isn't after a perfect budget. It helps you build a system you'll still be using a year from now.
Don't read this guide, use it. Every chapter ends with something to do before moving on.
At the end of the month, she had 10,000 FCFA left. She can account for 115,500 FCFA of spending. The rest vanished from her memory. The guide has you redo the same maths with your own month, then build your essential base, your margin and your savings rule from your own numbers.
The amount will be different for you. The gap will be there all the same.